Women's Focus Planning

Making sure your family is protected and prepared

Women face unique retirement planning challenges that require special attention, and strategies that go well beyond investment topics. The key risk components are:

Longevity, women usually live longer than men
Caregiver role for health and long-term care issues of spouse
Income from Social Security and pensions reduced when spouse passes
Assets are often depleted due to husband’s long-term care expense

Why every woman should have a long-term care plan

Women are much more likely to need long-term care, primarily as a result of usually living longer than men, and much less likely to afford it. When you consider that the average annual cost, nationwide, for a private room in a nursing facility is $87,000, a strategy for funding potential long-term care costs is an essential component of any woman’s financial plan. Read full article.

Your personalized retirement income planning

Retirement Income Planning for couples that anticipates the consequences of reduced income due to your spouse passing and/or the expense of long-term care.
For single females, protecting your income and your assets for a long-lasting retirement is our focus.
Estate Planning completes the process of your family’s legacy protection—we partner with specialized elder law and estate planning attorneys for this component.

Protecting your retirement income

Strategies for creating income you can’t outlive, income that will not reduce
Structuring your spouse’s IRA to protect the income for you when he passes
Maximizing Social Security income for the surviving spouse

Protecting your family’s legacy through estate planning

If leaving assets to your family and charitable organizations is important to you, then a fresh approach to your estate planning is crucial. Laws are continually changing, which means you need a specialized estate planning attorney to review your legal documents and to recommend a variety of legal and financial structures to better help you protect and pass your assets.

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